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How Long Does it Take to File an 18 Wheeler Claim? It may take longer for a car accident claim to be resolved than an 18-wheeler crash. The majority of truck accidents are followed by serious injuries. There are many factors which affect the time needed to reach an agreement. Here are a few of the most important aspects to consider. Insurance claims Like every other vehicle on the road 18 wheeler trucks are required to carry an insurance coverage minimum. This is due to a reason: collisions with large trucks can cause more serious damage to property and injuries than a normal car accident. These crashes can cause death and severe injuries. Because of this, it is crucial that the victims of these accidents file a claim for the compensation they are entitled to. It isn't easy to find a policy that meets all your requirements, even though 18 wheeler coverage is a necessity. Depending on the nature of the cargo your trucks transport it is possible that you will require additional types of insurance. Hazmat carriers, as an example could require liability insurance that ranges from $5 million to $5 million. Towing insurance or trailer exchange insurance and cargo coverage are all possible options. In 18 wheeler accident law firm chino to this, an experienced attorney can assist you in determining what kinds of insurance coverage your business requires. Additionally, they can assist you in negotiating with insurance companies so that your claim can be correctly settled. In some instances, insurance companies will try to decrease their liability by claiming comparative negligence. This can severely devalue your claim. An attorney can help to challenge these claims and get the highest amount of compensation that you are entitled to. A knowledgeable lawyer will ensure that you receive the amount needed to recuperate regardless of the manner in which you were injured in your accident. Settlements In most cases, a truck accident victim will receive a settlement offer long before the filing of a lawsuit. The insurance company of the trucking company's legal team will make this offer, which will usually be considerably less than the victim's rights. The offer should not be accepted without first consulting an attorney for personal injuries. The value of a settlement is contingent on many factors such as the degree of injuries, property damage and medical expenses. Additionally, non-economic damages can play a role, especially when the accident has left you emotionally and physically distressed. These damages are difficult to quantify and require professional analysis. The final compensation amount is also affected by the determination of liability. If you can prove the accountable party violated traffic law, was negligent, or caused the accident through an act of negligence, they will be accountable for your damages. There are other legal defenses which can restrict their liability. These include contributory negligence and comparative fault. The owners of companies that transport goods can also be held accountable for an accident. This is a possibility if the driver of the truck was operating under poor conditions or if the company did not maintain the vehicle in good shape. The cargo loading and shipping firm may also be accountable for the cargo if it was improperly loaded, or a part was not in good condition. Filing a lawsuit If the insurance company is unable to settle the claim in a fair manner and you are left with no choice but to bring a lawsuit. This could delay the resolution of your case but it can also result in a bigger award of damages. A truck accident lawyer is your best option, whether you settle or go to court. You require someone to safeguard your interests because the insurance companies will try to minimize your claim. A Lafayette truck accident lawyer will examine your accident, determine the amount of your damages, and ensure that you receive maximum damages for your injuries. In a lot of 18 wheeler accidents several parties are responsible. For instance, if the truck driver was under the influence or not complying with the hours of service requirements the employer could be held accountable. A manufacturer of a vehicle component or repair shop may also be held liable if the defective part was responsible for the accident. Additionally, cargo loading or shipping companies could be held responsible for accidents that involve their trucks. The trucks should be loaded and transported in a safe manner to prevent them from tipping or jackknifing. Therefore, these companies must adhere to strict safety guidelines. You may also be able to recover other damages that are not economic, such as pain and discomfort. Trial Most cases involving truck accidents are resolved through negotiations with the insurance company. A fair settlement should take into account all medical expenses or treatment costs, as well as other losses you may have and are likely to suffer. An attorney can help you determine the potential damages that your future losses could be, as well as whether punitive damages may be appropriate. A qualified attorney can help you through this procedure. The extent of your injuries will determine how much compensation you can expect. Some injuries will only affect you for some time and others could have a an extended or permanent impact on your life. It can also take time to determine the cause of the accident, since it's not always evident in 18 wheeler accidents. It is because multiple individuals can be held accountable for the accident, including the truck driver and the company that employs him. In certain instances, there could be mechanical problems with the vehicle which cause a crash. In this case it might be necessary to hold the repair shop or manufacturer responsible for any damage. There are a myriad of variables that could affect the amount of a settlement for an 18-wheeler, however, these cases tend to have larger settlements overall than those involving automobiles. This is because of the nature of injuries and the damages caused by these accidents, which may be catastrophic.